You are here: Home > Real Estate IRA

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]

POPULAR REAL ESTATE IRA INVESTMENT STRATEGIES

There are several ways to fund a real estate purchase using a self-directed IRA. You don’t need to have the full purchase amount in your IRA to buy property. Your IRA can get a loan or partner with others, including yourself or other IRAs. You can also decide if you want to have full book keeping control of the account via an LLC, or have do that on your behalf. Here are some of the most popular strategies for funding your real estate purchase:

Direct Purchase >

Direct Purchase is when you purchase the property using only money in your self-directed IRA. Your IRA pays all-cash for the investment. It is the quickest way to fund a purchase.

Partnering >

Partnering is when you bring in other sources of cash to fund the investment purchase. You can partner with other people’s IRAs or with their personal funds.

IRA Loan >

Leveraging is when your IRA takes out a loan, typically known as a non-recourse loan. This sort of loan is common in real estate IRA purchases.

IRA Taxes

 

Don’t let the T-word (“taxes”) scare you away from investing in real estate to boost your retirement savings. In fact, if you are paying taxes, this means your investment is generating revenue and feathering your retirement nest egg.

For the most part, while the real estate assets are in your self-directed IRA, you don’t have to pay taxes on the income generated.

The two exceptions are:

  • when your IRA has gotten a loan to make the real estate purchase
  • or your IRA is an operating business, such as an apartment building that generates rent your retirement growth can be tremendous competed to a passively managed 401(k); 403(b) or traditional employee retirement account

LEARN MORE about IRA-owned real estate and taxes.

IRA Taxes

 

Don’t let the T-word (“taxes”) scare you away from investing in real estate to boost your retirement savings. In fact, if you are paying taxes, this means your investment is generating revenue and feathering your retirement nest egg.

For the most part, while the real estate assets are in your self-directed IRA, you don’t have to pay taxes on the income generated.

The two exceptions are:

  • when your IRA has gotten a loan to make the real estate purchase
  • or your IRA is an operating business, such as an apartment building that generates rent your retirement growth can be tremendous competed to a passively managed 401(k); 403(b) or traditional employee retirement account

LEARN MORE about IRA-owned real estate and taxes.

Property Management

 

One of the questions we hear most often is “Do I have to hire a property manager for the rental properties my IRA owns?” We get this question a lot because the IRS isn’t known for writing its rules in plain English.
The easy answer is “no, you don’t,”— and there are pros and cons to hiring a property manager, if you chose to. A property manager should be considered as part of your overall investment strategy and goals.

LEARN MORE about property managers and IRA-owned real estate investments.

Distributions

 

You can take distributions from your Real Estate IRA

LEARN MORE about fees.

Distributions

 

You can take distributions from your Real Estate IRA.

LEARN MORE about fees.